September 21, 2023


Move Step By Step

eSmart Tax Assessment 2023 | InvestorJunkie

7 min read
Promoting Disclosure
This text/publish comprises references to services or products from a number of of our advertisers or companions. We could obtain compensation if you click on on hyperlinks to these services or products

eSmart Tax

With tax time upon us, you’re in all probability making an attempt to determine the easiest way to file your taxes. There are many on-line choices, and a type of is eSmart Tax®.

Earlier than you resolve to maneuver ahead with any tax software program, nonetheless, it’s necessary to learn critiques and determine what’s more likely to be just right for you and your state of affairs. For those who’re contemplating eSmart Tax, right here’s what you could know.

Value – 6

Buyer Service – 8

Ease of Use – 5

Instruments & Sources – 6

Earlier 12 months Importing – 10

Cellular App Usability – 0


eSmart is a web-based tax prep providing from Liberty Tax. Its choices are fairly bare-bones, and there isn’t any longer a free model to strive. We additionally discovered navigation troublesome, and notice there’s not a cell app.

Open an Account

What Is eSmart Tax?

eSmart Tax is owned by Liberty Tax. Although Liberty has its personal on-line submitting software program, it could be higher identified for its in-person providers and provides this online-only platform as nicely. eSmart gives DIY e-filing choices for filers who don’t want skilled tax assist.

With eSmart, navigation is self-guided so you may go at your individual tempo, nevertheless it’s fairly clunky. For those who’re used to utilizing different tax prep software program, lots of which use a question-and-answer format to stroll you thru your returns, chances are you’ll discover eSmart’s platform to be troublesome to make use of. However we’ll go over the way it all works afterward.

Who Is eSmart Tax Good For?

eSmart Tax will work greatest for filers who’re moderately assured about their talents and know what they should do. For those who don’t thoughts simplicity and solely want a tiny little bit of steering as you fill out your tax varieties, this will work nicely.

Nevertheless, different suppliers supply higher person experiences in addition to extra choices for submitting. eSmart Tax’s pricing is on par with mid-range tax software program merchandise, nevertheless it’s much less handy to make use of and missing in options and assist. In comparison with each pricier and cheaper suppliers, it’s way more restricted.

TurboTax and H&R Block, for instance, have extra plans to select from and loads of choices for including further assist. You’ll pay a better worth, however you may find yourself with extra peace of thoughts and extra sturdy submitting selections. Plus, with H&R Block, you may go into an workplace if you would like in-person assist. 

For essentially the most half, eSmart Tax doesn’t supply something out of the abnormal and we wouldn’t advocate it above different platforms. Assured filers can get higher performance at funds costs with TaxSlayer or TaxAct and filers who need extra handholding can get it with TurboTax and H&R Block. There’s nothing to positively set eSmart Tax aside.

eSmart Tax Options

Free Model

For easy tax returns solely

Import Operate
Small Enterprise Options
Investor Options
Audit Help Included
Refund Monitoring
Accuracy Assure Penalty and curiosity reimbursement
Submitting Assist E-mail, Stay Chat, and Telephone: M-SUN 9A-12A EST

Join eSmart Tax

eSmart Tax Plans and Pricing

There are three totally different pricing tiers with eSmart Tax: Primary, Deluxe, and Premium. There is no such thing as a free possibility marketed for easy filers on their pricing web page. Regardless of which on-line plan you select, there are some options that include all merchandise:

  • Free tech assist together with reside chat
  • Import earlier returns
  • State tax return prep for extra price
  • W-2 obtain
  • Accuracy Assure, Satisfaction Assure, and Most Refund Assure

Observe that for all submitting plans, eSmart Tax limits you to 1 state return per federal return. So you may’t file a number of state returns.

On-line Providers


Federal return: $45.95

State return: $36.95

The eSmart Tax Primary on-line plan is for easy returns utilizing Kind 1040 or Kind 8853. It helps Schedules A and B, W-2 and unemployment revenue, and each the usual deduction and Earned Earnings Credit score.

This plan is simply going to be an excellent match for filers with out dependents who earn a taxable revenue of lower than $100,000. For those who don’t qualify for this product, you’ll must improve to a minimum of Deluxe.


Federal return: $65.95

State return: $36.95

If you could itemize deductions, that is the model you need to use. This on-line plan permits you to take tax breaks for homeownership, little one care, and training amongst different frequent deductions. eSmart Tax Deluxe helps Schedule C and each funding and retirement revenue.

That is in all probability the correct eSmart Tax plan for many traders and households.


Federal return: $85.95

State return: $36.95

The Premium on-line plan with eSmart Tax is good for self-employed filers. It helps you to entry Ok-1 varieties for LLC and S-Corp submitting in addition to Schedules E and F. With this plan, you may take self-employed tax deductions and handle the depreciation of belongings. You may as well enter rental property revenue and report capital features and losses with Schedule D utilizing this plan.

That is the bundle you want in case your taxes are advanced because of your revenue, deductions, and/or investments.

Tax Refund Choices

There’s nothing particular in regards to the refund choices supplied by eSmart Tax. In actual fact, you’ve got simply the choices the federal authorities gives within the type:

  • Direct deposit
  • Paper verify
  • U.S. financial savings bonds
  • Apply to subsequent 12 months’s taxes

Tips on how to Signal Up

You’ll be able to start submitting with eSmart Tax by choosing “Signal Up” on the high of the house web page or clicking “Begin Now” subsequent to any bundle description. From there, you’ll create an account along with your e-mail and select a username and password. 

As soon as that’s executed, an e-mail is distributed containing your code to entry the positioning. After you affirm your code, you can begin importing your tax paperwork and submitting your returns. 

You’ll find assist choices on the facet as you file.

Join eSmart Tax


With the ability to import final 12 months’s return is a plus, as is the truth that you may add your W-2. You may as well have your refund despatched on to your checking account. For those who e-file after which choose Direct Deposit, that’s the quickest technique to obtain your refund.

You’ll be able to select to save lots of your tax return so you may log in later and end.

Cellular Accessibility

There is not any tax submitting app from eSmart Tax, so if you wish to do your taxes out of your cellphone or pill, you could navigate to the positioning utilizing your system’s browser. You’ll be able to log into your account from any browser, however it could be more durable to see and use if you’re on the cellphone. 

You’re higher off utilizing a pill or pc to file with this supplier or selecting a distinct platform altogether.

Buyer Service

You’ll be able to entry customer support pretty simply utilizing eSmart Tax, however you will solely be capable to ask fundamental questions in regards to the software program somewhat than get tax-specific recommendation. eSmart provides e-mail and chat assist in addition to assist by way of Twitter and Fb. There may be additionally a “frequent questions” perform within the software program you need to use to seek out solutions to your questions as you fill out the return. Most of those questions are tech-related.

There aren’t the identical instruments as you’d see with a extra complete platform equivalent to TurboTax or H&R Block. These present data containers and useful hints alongside the best way to information you thru the method.

eSmart Tax Execs & Cons


  • Ensures. eSmart Tax ensures accuracy and your most refund in addition to satisfaction. Whereas this isn’t unusual, it’s nonetheless appreciated.


  • No free possibility. Most tax software program suppliers supply a submitting plan for gratis for easy tax conditions.
  • No cell app. For filers who just like the comfort of importing varieties and filling out their returns from their cellphone, this can be a important drawback.
  • Restricted options and performance. eSmart Tax doesn’t embrace as many beneficial instruments and assets as many different suppliers and in addition doesn’t supply added assist for extra sophisticated tax conditions equivalent to self-employed taxes.
  • Restricted assist. Whereas on-line chat could also be obtainable for tech questions, there are not any choices for reside help from tax professionals.
  • Clunky platform. The interface for this supplier shouldn’t be as simple to make use of as competitor platforms.
  • No software program downloads or skilled preparation. eSmart Tax doesn’t help you buy software program as an alternative of e-filing and doesn’t present preparation providers.